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Synchrony High-Yield Savings Review

Review Counsel Rating

4.7 | ★ ★ ★ ★ ★

About Synchrony High-Yield Savings Review

Synchrony is an online-only bank that offers several options for those looking to maximize their savings, including the following:

  • High Yield Savings (4.75% APY)
  • Money Markets (2.25% APY)
  • CDs (5.40% APY)
  • IRA CDs
  • IRA Money Markets

To compare products, Synchrony provides a handy estimator so potential customers can see how much they will make on their money depending on the product they choose. In addition to its saving products, Synchrony also offers four credit cards.

Synchrony has been in business for more than 90 years. It has also operated under the names GE Capital Retail Bank and Care Credit.

Customer Review PlatformRatings
Better Business Bureau (BBB)A+ Rating; 1.1/5 Stars with 2,245 Reviews
DepositAccounts.com2.5/5 Stars with 435 Reviews
WalletHub3.4/5 Stars with 17,298 Reviews

If you have or had a high-yield savings account with Synchrony Bank, we would love to hear about it! Please leave a review below.

Reviews last updated: 4/1/24. (Reviews are typically updated monthly.)

Ratings last updated: 4/3/24. (Ratings are typically updated quarterly.)

Our Methodology

We independently identify banks that offer high-yield savings accounts. The banks are evaluated based on six factors that we believe are important for consumers: years in business, monthly service fees, the annual percentage yield (APY), customer service availability, the number of savings products offered, Better Business Bureau (BBB) Ratings, and the inclusion of a mobile application and how much functionality it has. Please find a full description of our rating system here. 

This information is intended to be general and educational in nature and should not be construed as financial advice. Consult your financial advisor before implementing financial strategies for your retirement. 

Address: PO Box 669802 Dallas, TX 75266-0955

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