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Review Summary: Ladera Lending offers purchase mortgages, home refinancing, and reverse mortgages.
Recommended for: Ladera Lending is a great option for those looking to refinance their home and value personalized service.
High customer satisfaction rating
New home purchase calculator
Home refinance calculator
Free pre-approval letter
Only available in 21 states
Rates difficult to obtain without talking to loan officer
|Consumer Review Platform||Rating|
|Better Business Bureau||A+ BBB Rating; 4.7/5 Stars with 65 Reviews|
|Experience.com||4.9/5 Stars with 9,616 Reviews|
|4.7/5 Stars with 110 Reviews|
|4.9/5 Stars with 1,503 Reviews|
|Yelp||4.1/5 Stars with 233 Reviews|
Ladera Lending has consistently high customer satisfaction ratings across all review platforms.
Ladera specializes in home refinancing. Approximately 95% of its business comes from mortgage refinances for existing homeowners.
It offers loans on single-family homes, condos, townhouses, multi-family homes up to four units, vacation homes, and investment properties.
These are the mortgage loans offered by Ladera Lending:
If you are interested in working with Ladera, this is the process the company says borrowers can expect for home loan purchases:
If looking to refinance your current mortgage, this is the process you can expect:
Ladera does not publish its rates or fees.
Potential borrowers are only able to obtain rates by filling out a form and providing your name, phone number, and email address. Once this is done, you will then be contacted by a mortgage expert who will give you a personalized rate quote and a consultation.
Ladera Lending is headquartered in Ladera Ranch, California, which is located in Orange County, California. It was founded in 2007.
While Ladera is available in 21 states, it does most of its business in California. In 2020, Ladera funded $800 million in loans, and $500 million of that was in the Golden State.
Most of its business comes from refinancing.
Ladera Lending is licensed to originate loans in the following 21 states:
Ladera Lending has offices in the following locations:
Last updated: 9/1/23
Mortgage companies are evaluated based on six factors that we believe are important for consumers: years in business, number of products offered, customer service availability, state licensing footprint, Better Business Bureau (BBB) Ratings, and the inclusion of a mobile application. Please find a full description of our ratings system here.
This information is intended to be general and educational in nature and should not be construed as financial advice. Consult your financial advisor before implementing financial strategies for your retirement.
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