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Review Counsel is affiliated with Mutual of Omaha Mortgage and Retirement Funding Solutions, and recommends them for their deep experience, customer service, and borrower reviews.

Chime Financial

Review Counsel Rating

3.2 | ★ ★ ★

About Chime Financial

Chime is a financial technology company not a bank. The banking services it provides are offered by The Bancorp Bank or Stride Bank. The purpose of Chime is to offer “baking services that are helpful, easy, and free.”

Chime only offers one credit card, the Chime Credit Builder Secured Visa Credit Card that is designed to help those with low or no credit with a card they can use to build their credit.

Chime Credit Card Reviews and Ratings

Customer Review PlatformRatings
Better Business Bureau (BBB)B- Rating; 4.06/5 Stars with 3,079 Reviews
ConsumerAffairs2.0/5 Stars with 509 Reviews
Trustpilot2.7/5 Stars with 8,767 Reviews

If you’ve received a credit card from Chime, we would love to hear about it! Please leave a review below.


Our Methodology

We identify credit card companies to evaluate. The credit companies are then evaluated based on five factors that we believe are important for consumers: years in business, number of products offered, customer service availability, state licensing footprint, and Better Business Bureau (BBB) Ratings. Please find a full description of our ratings system here.  

This information is intended to be general and educational in nature and should not be construed as financial advice. Consult your financial advisor before implementing financial strategies for your retirement. 

Last updated: 9/1/23

Address: 77 Maiden Lane Floor 6, San Francisco, CA 94108

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