About Chase Bank

Chase Bank Synopsis 

Chase Summary: Chase Bank is a full-service bank and lender. It offers more than 30 credit cards for personal and business, personal banking services, a variety of loans, business banking services, merchant banking services, and investment banking services. It has branches in the lower 48 states.  

Recommended for: Chase may be a good option for someone who is looking to keep all their financial services under one roof. With more than 30 credit cards to choose from, there is no shortage of options that include a variety of benefits.  

Pros and Cons of Chase Bank

Chase Customer Reviews

Chase Products and Services 

Chase can be a one-stop shop for all your financial needs.  

Chase offers the following products and services:  

• Checking Accounts 
• Savings Accounts & CDs  
• Credit Cards 
• Mortgages 
• Home Equity Line of Credit  
• Auto Loans 
• Investment services 
• Chase Private Client (a dedicated advisor to help with managing your banking needs and personalize your investment strategy) 
• Business Banking 
• Commercial banking  
• Merchant services 

Chase offers 26 personal credit cards with various benefits and reward programs. It also offers 15 airline-branded credit cards, including cards for United Airlines, Southwest, and British Airways.   

Chase has more than 4,700 branches and 16,000 ATMs. It has retail locations in all states except Alaska and Hawaii — more states than any other bank. It has one ATM in Hawaii. 

There are no minimum deposits required to open any Chase personal checking accounts. 

Chase created a program to help limit overdraft fees called Chase Overdraft Assist. With Chase Overdraft Assist, customers are not charged an overdraft fee if they are overdrawn by $50 or less. If they are overdrawn by more than $50, and they bring their account to $50 or less, they will not be hit with an overdraft fee.  

One of Chase’s most popular features that it offers to its customers is its easy-to-use and versatile mobile app, which allows its customers to make deposits, transfers, payments, and more.  

Chase Credit Cards 

Chase Company Information 

Chase Bank is the banking arm of JPMorgan Chase & Co. 

Chase has a long history in the United States, with its roots going back to the nation’s founding. 

It traces back to The Manhattan Company, which was founded in 1799 by Aaron Burr, and was created to rival the Bank of New York, which was New York’s first bank created by Alexander Hamilton. 

Chase claims several banks and firms in its heritage, including J.P. Morgan & Co., The Chase Manhattan Bank, Chemical Bank, The First National Bank of Chicago, The Bear Stearns Companies Inc., and more.  

States Available 

Chase has more than 4,700 branches and 16,000 ATMs across 49 states and the District of Columbia. The only state where Chase does not have a branch or ATM is Alaska. It only has one ATM in Hawaii. It also has compatible ATMs around the world.  

This information is intended to be general and educational in nature and should not be construed as financial advice. Consult your financial advisor before implementing financial strategies for your retirement. 

Reviews last updated: 4/1/24. (Reviews typically updated monthly.)

Rating last updated: 4/2/24. (Ratings typically updated once per quarter.)