About Chase Bank

Chase Bank Synopsis 

Chase Summary: Chase Bank is a full-service bank and lender. It offers 36 credit cards for personal and business, personal banking services, a variety of loans, business banking services, merchant banking services, and investment banking services. It has branches in all 50 states.  

Recommended for: Chase may be a good option for someone who is looking to keep all their financial services under one roof. With almost 40 credit cards to choose from, there is no shortage of options that include a variety of benefits.  

Pros and Cons of Chase Bank

Chase Customer Reviews

Consumer Rating Platform	Rating
Better Business Bureau	A- Rating; 1.13/5 Stars with 866 Reviews
DepositAccounts	2.5/5 Stars with 50 Reviews
Sitejabber	1.5/5 Stars with 505 Reviews
Trustpilot	1.3/5 Stars with 2,040  Reviews
WalletHub	3.8/5 Stars with 27,800Reviews

Chase Products and Services 

Chase can be a one-stop shop for all your financial needs.  

Chase offers the following products and services:  

• Checking Accounts 
• Savings Accounts & CDs  
• Credit Cards 
• Mortgages 
• Home Equity Line of Credit  
• Auto Loans 
• Investment services 
• Chase Private Client (a dedicated advisor to help with managing your banking needs and personalize your investment strategy) 
• Business Banking 
• Commercial banking  
• Merchant services 

Chase offers 29 personal credit cards with various benefits and reward programs. It also offers 15 airline-branded credit cards, including cards for United Airlines, Southwest, and British Airways.   

Chase has more than 4,700 branches and 16,000 ATMs. It has retail locations in all states except Alaska and Hawaii — more states than any other bank. It has one ATM in Hawaii. 

There are no minimum deposits required to open any Chase personal checking accounts. 

Chase created a program to help limit overdraft fees called Chase Overdraft Assist. With Chase Overdraft Assist, customers are not charged an overdraft fee if they are overdrawn by $50 or less. If they are overdrawn by more than $50, and they bring their account to $50 or less, they will not be hit with an overdraft fee.  

One of Chase’s most popular features that it offers to its customers is its easy-to-use and versatile mobile app, which allows its customers to make deposits, transfers, payments, and more.  

Chase Credit Cards 

Credit Card	Great For…	Rewards/Benefits	Annual Fee	APR
Chase Freedom Unlimited Credit Card	Cash Back Rewards    Low Intro APR	5% cash back on travel purchased through Chase    3% cash back on dining & drugstore purchases    1.5% cash back on other purchases    Welcome Offer: $200 + 5% cash back from gas station when you spend $500 in 3 months	No	17.24%–25.99%    (0% intro APR for first 15 months)
Chase Freedom Flex Credit Card	Cash back rewards    Low Intro APR	5% cash back on bonus categories that change each quarter; travel purchased through Chase    3% cash back on dining and drugstores    1% cash back on all other purchases    Welcome Offer: $200 + 5% gas station cash back after qualifying purchases	No	7.24%–25.99%    (0% intro APR for first 15 months)
Chase Freedom Rise Student Credit Card	First credit card    For building credit	1% cash back on all purchases      Welcome Offer: $50 after qualifying purchase	No	17.24% variable
Chase Sapphire Preferred Credit Card	Cash back rewards    Travel rewards	5X points on travel purchased through Chase    3X points on dining, online grocery purchases, streaming services    2X points on other travel     1X point for all other purchases    Welcome Offer: 60K points after spending $4K in 3 months (equal to $750 toward travel when redeemed through Chase)	$95	18.24%–25.24%
Chase Sapphire Reserve	Cash back rewards    Travel rewards	10X points on dining, hotels, car rentals purchased through Chase    5X points on flights purchased through Chase    3X points on non-Chase travel and dining    1X point on other purchases    Welcome Offer: 60K points after spending $4K in 3 months (equal to $900 toward travel when redeemed through Chase)	$550	19.24%–26.24%
Southwest Rapid Rewards Plus Credit Card	Southwest Rapid Rewards Members    Travel Benefits    Other Cash Back Rewards	2X points on Southwest purchases, purchases from Rapid Rewards hotel and car rental partners, local transit & rideshare, internet, cable, phone services, and some streaming services    Welcome Offer: 50K points after qualifying purchases	$69	18.24%–25.24%
Southwest Rapid Rewards® Priority Credit Card	Southwest Rapid Rewards Members    Travel Benefits    Other Cash Back Rewards	3X points on Southwest purchases Earn 2X points on Rapid Rewards hotel and car rental partners, local transit, commuting, internet, cable, phone services, some streaming services Earn 1X on all other purchases Exclusive benefits for cardmembers Southwest benefits	$149	21.49%–28.49%
Southwest Rapid Rewards Premier Credit Card	Southwest Rapid Rewards Members    Travel Benefits    Other Cash Back Rewards	3X points on Southwest purchases    2X points on purchases from Rapid Rewards hotel and car rental partners, local transit, ride share, internet, cable, phone services, and some streaming services    1X point on all other purchases    Welcome Offer: 50K points after qualifying purchases	$99	18.24%–25.24%
United MileagePlus Explorer Card	United MileagePlus Members    Travel Benefits	2X miles on United purchases, dining, hotel     1X mile all other purchases    Welcome Offer: 50K points after qualifying purchases	$95   ($0 for first year)	18.74%–25.74%
United MileagePlus Gateway Card	United MileagePlus Members    Travel Benefits    Low intro APR	2X miles on United purchases, gas stations, local transit    1X mile on other purchases    Welcome Offer: 20K miles after qualifying purchases	No	18.74%–25.74%    (0% for 12 months)
United MileagePlus Quest Card	United MileagePlus Members    Travel Benefits	$125 annual United purchase credit    Two 5,000-mile anniversary award credits    3X miles on United purchases    2X miles for all other travel purchases, dining, some streaming services      Welcome Offer: 70K miles after qualifying purchases	$250	18.74%–25.74%
United MileagePlus Club Card	United MileagePlus Members    Premium Travel Benefits	United Club Membership    2 free checked bags    4X miles on United purchases    2x miles on dining and all other travel    Welcome Offer: 80K miles after qualifying purchases	$525	18.74%–25.74%
British Airways Visa Signature Card	British Airways Customers    Travel Benefits	3 Avios per British Airways, Aer Lingus, and Iberia purchases    2 Avios for hotel purchases    Welcome Offer: Earn up to 100K Avios	$95	18.24%–25.24%
Marriott Bonvoy Boundless Credit Card	Marriott Bonvoy Members    Travel Benefits	Up to 17X points for Marriott Bonvoy hotels    3X points for groceries, gas, and dining    2X points for all other purchases    Welcome Offer: 100K points after qualifying purchases	$95	18.24%–25.24%
Marriott Bonvoy Bold Card	Marriott Bonvoy Members    Travel Benefits	Up to 14X points at Marriott Bonvoy hotels    2X points for other travel    1X point for other purchases    Welcome Offer: 60K points after qualifying purchases	No	18.24% to 25.24%
Marriott Bonvoy Bountiful Card	Marriott Bonvoy Members    Travel Benefits	Up to 18.5X points at Marrott Bonvoy hotels + 1K bonus points per stay    4X points for grocery stores, dining    2X points for other travel, other purchases    Welcome Offer: 125K points after qualifying purchases	$250	18.24% to 25.24%
Disney Visa Card	Disney customers    (Disney Rewards Dollars may be redeemed toward most anything Disney at most Disney locations.)	1% in Disney Rewards Dollars on all card purchases     Welcome Offer: $150 statement credit after qualifying purchases	No	16.24%–25.24%
Disney Premier Visa Card	Disney customers    (Disney Rewards Dollars may be redeemed toward most anything Disney at most Disney locations.)	5% in Disney Rewards Dollars on Disney+, Hulu, ESPN+    2% Disney Rewards Dollars on select purchases    1% for other purchases    Welcome Offer: $300 statement credit after qualifying purchases	$49	16.24%‐25.24%
World of Hyatt Credit Card	World of Hyatt Members    Travel Benefits	Up to 9X points spent at Hyatt hotels    2X points at restaurants, airlines, local transit, gym memberships    Welcome Offer: 60K points after qualifying purchases	$95	18.24%–25.24%
Amazon Rewards Visa Signature Card	Amazon customers    Cash back rewards	3% cash back at Amazon and Whole Foods    2% cash back at restaurants, gas stations, drugstores    1% cash back all other purchases    Welcome Offer: $50 Amazon Gift Card (instantly loaded into Amazon account)	No	16.49%–24.49%
Amazon Prime Rewards Visa Card	Amazon Prime Members    Cash back rewards	5% cash back at Amazon and Whole Foods     2% cash back at restaurants, gas stations, drugstores    1% cash back all other purchases    Welcome Offer: $100 Amazon Gift Card (instantly loaded into Amazon account)	No	16.49%–24.49%
Instacart Mastercard	Instacart customers    Cash back rewards	5% cash back on Instacart purchases, travel purchased through Chase    2% cash back at restaurants, gas stations, streaming services    Welcome Offer: Free year of Instacart+ and $100 Instacart credit	No	17.24%–25.99%

Chase Company Information 

Chase Bank is the banking arm of JPMorgan Chase & Co. 

Chase has a long history in the United States, with its roots going back to the nation’s founding. 

It traces back to The Manhattan Company, which was founded in 1799 by Aaron Burr, and was created to rival the Bank of New York, which was New York’s first bank created by Alexander Hamilton. 

Chase claims several banks and firms in its heritage, including J.P. Morgan & Co., The Chase Manhattan Bank, Chemical Bank, The First National Bank of Chicago, The Bear Stearns Companies Inc., and more.  

States Available 

Chase has more than 4,700 branches and 16,000 ATMs across 49 states and the District of Columbia. The only state where Chase does not have a branch or ATM is Alaska. It only has one ATM in Hawaii. It also has compatible ATMs around the world.  

This information is intended to be general and educational in nature and should not be construed as financial advice. Consult your financial advisor before implementing financial strategies for your retirement. 

Reviews last updated: 1/29/25. (Reviews are typically updated monthly.)

Rating last updated: 1/29/25. (Ratings typically updated once per quarter.)